| 논문명 |
보금자리 주택의 공급 특성과 무주택 저소득 가구를 위한 향후 주택정책 방향 / The Characteristics of Bogeumjari Housing Program and Direction of Future Housing Policy for Low-income Households without Home Ownership |
| 수록사항 |
한국주거학회논문집, v.22 n.2 (2011-04) |
| 주제어 |
주택정책 ; 보금자리주택 ; 주택공급 ; 주거복지 ; Housing Policy ; Bogeumjari Housing ; Housing Supply ; Housing Welfare |
| 요약2 |
This paper aims to explore the characteristics of Bogeumjari Housing Program and its significance to housing policy, and propose an appropriate direction of future housing policy for low-income households without home ownership based on actual data on housing careers and preferences of the policy target households. Supply of Bogeumjary Housing is characterized by consolidation of existing housing program, housing support by income level, differentiation of eligible households, and housing subscription on-line. Bogeumjari Housing Program is meaningful in that it is a policy that resumed the supply of permanent housing, provides multi-tier support system by income level, and adjusts the imbalances in housing demand and supply. Despite their strong preferences for Bogeumjari Housing, their affordability is very low due to their low income levels and gloomy outlook for household finances. In this light, the government should pursue housing policies that include not only new housing constructions, but also efficient use of housing stocks, expansion of loans for first-time home buyers, and introduction of home mortgage and housing voucher. |
